Below you will find several health insurance options available to you as being a member of the El Dorado County Association of Realtors®. Follow the links to find more extensive information about your options.
The El Dorado County Association of Realtors Benefit Plans Have Multiple Plan Offerings and Are All Guaranteed IssueIf you would like the flexibility of multiple plan offerings with extremely competitive rates, look no further than the ‘Guaranteed Issue’ medical plans offered through EDCAR; “Guaranteed Issue” means that no one can be denied insurance because there is no medical underwriting.
At open enrollment each October and November for a December 1 effective date, one has the ease of making a plan or carrier change because of the flexibility of choices - Kaiser and Western Health Advantage, HMO, and HSA plans. If you are currently a member of EDCAR new or existing and have not taken advantage of the opportunity to enroll in one of these plans, now is the time to do it.
The Association offers two Cypress dental plans and two Delta Dental plans, allowing members a choice. The low option plans keep a member’s out-of-pocket costs to a minimum with co-pays for some procedures. The high option plans allow the member to go to any dentist whether in or out- of-network.Vision Service Plan administers the vision plan offered by the Association. For very little premium, you can get frames, lenses, contacts, and vision exams covered with a small co-pay.This year we added voluntary benefits including Life Insurance, Pet Plans, Accident Plans and Cancer Plans through our partners with AFLAC, Chubb and My Primary Pet Care.
Our billing administrator, American River Benefit Administrators, continues to accept automatic withdrawals directly from your checking account. Our enrollment staff is available to answer any of your questions.
We can be reached at (866) 669-7561. Also, you can get information at our web site https://www.arbadmin.com/-25-26edcar.html If you need further assistance, email us at AssociationEnrollment@usi.com or 916-883-0708.
RealCare Insurance Marketing, Inc. specializes in Auto/Car Insurance, Homeowners Insurance, Business/Commercial Insurance, Life/Health Insurance, and Employee Benefits.RealCare is a part of NFP, an insurance broker and consultant that provides employee benefits, property & casualty, retirement and individual private client solutions through its licensed subsidiaries and affiliates.
Our relationship with NFP allows us to leverage the size and scale of a national firm while remaining independent and flexible. Our clients benefit from large firm resources, yet experience small firm service.
The Benefits Store is both a Health Care Insurance Brokerage and Third Party Administrator (TPA) providing proprietary health insurance plans including medical, dental, vision and life coverages exclusively to members of California Local Real Estate Associations since 1984 and is also licensed to provide TPA services for premium billing, payment and remittance for those products.
DISCLAIMER: The El Dorado County Association of REALTORS® uses links to other Web sites in an effort to assist users in locating information on topics that might be of interest to them. The links to these Web sites are provided as a courtesy to our members. These links are NOT maintained by EDCAR and EDCAR cannot be responsible for their information content or their maintenance. Furthermore, linking to a Web site does not constitute an endorsement by EDCAR or any of its employees of the sponsors of the Web site or the products presented on the Web site.
El Dorado County Association of Realtors® - 4096 Motherlode Drive - Shingle Springs CA 95682 - Copyright (c) 2021 by EDCAR - All Content is Copyrighted - All Rights Reserved
