/ Coronavirus Information - Updated 6:11PM on March 29th
Dear EDCAR Members:
We will be updating this page periodically with information
on how the COVID-19 outbreak is impacting your business, and also some
helpful tips and tricks for working remotely during this time.
COVID-19 / Coronavirus Information
(Please note the sites below are third-party data sites,
EDCAR is not responsible for the data displayed, or the accuracy of
States Live Updated COVID-19 Statistics
Health Organization Information on COVID-19
Dorado County COVID-19 Information
Directive - Clarifying Restrictions on Short Term Rentals
RELIEF FOR REALTORS®
about REALTOR® Relief financial assistance programs available
Residential real estate now listed as an essential service:
Click Here Today, the U.S. Department of Homeland Security
Cybersecurity and Infrastructure Security Agency (CISA) updated its
list of essential services during the coronavirus (COVID-19) crisis
and expressly included residential real estate. Since Governor Newsom’s
March 4, 2020 order incorporates this list, the order now includes
residential and commercial real estate, including settlement services,
as essential services in California. However, if a city or county
has an order with a more restrictive standard regarding what qualifies
as an essential service, or more restrictions on activities, those
guidelines will still govern the activities of a licensee. EDCAR
is reviewing the El Dorado County Directive, and members should wait
to hear from EDCAR as to whether or not certain aspects of real estate
services can continue in our county. We will update you after we discuss
the guidelines with our legal team.
2. The El Dorado County Association of Realtors is working on hosting
virtual marketing meetings for our members. These virtual meetings
will take place in lieu of our Wednesday Diamond Springs Tour Meetings,
and our Thursday Cameron Park and Pollock Pines tour meetings. We
will update you with information on how to participate in these meetings
as soon as logistics are solidified.
Congress passes $2 trillion stimulus
plan; vital relief for REALTORS® included
The $2 trillion package includes provisions that may assist our members
through this crisis. C.A.R. worked with NAR to ensure these REALTOR®-supporting
provisions remained in the final bill:
Forgivable SBA Loans - Under the CARES Act, self-employed independent
contractors may qualify for forgivable SBA loans. Under this program,
borrowers who take out 7(a) SBA loans between February 15 and June
30 may be forgiven loan amounts for certain business expenses. C.A.R.
urged Congress to include this provision; as independent contractors,
REALTORS® do not have access to the safety net of unemployment
benefits afforded to millions during this crisis.
Pandemic Unemployment Assistance – Those persons not
otherwise eligible for unemployment insurance, such as independent
contractors, will be able to obtain unemployment assistance for up
to 39 weeks.
Direct Payments to Taxpayers – Individual taxpayers with adjusted
gross annual incomes of up to $75,000 will receive a rebate check
of $1,200 ($2,400 for married couples with gross annual incomes up
to $150,000). An additional $500 may be given per child in the household.
This rebate amount decreases for incomes above those amounts and is
completely phased out for individual incomes exceeding $99,000 ($198,000
For more information on how to access benefits included in the CARES
Act, see our
FAQs on Financial Resources for REALTORS® and Financial Resources
for Brokers. We will continue to keep you updated as more information
4. Temporary Feature – “Ask DRE Licensing” By Email
- In addition to the public phone line, DRE is temporarily answering
Licensing related questions by email at Ask.DRELicensing@dre.ca.gov.
President Jeanne Radsick Gives an Update on Support for Your Transactions
and Providing Relief
for REALTORS® as Independent Contractors
As independent contractors REALTORS® do not have access to the
safety net of
unemployment benefits afforded to millions of salaried and hourly workers.
On March 19th, C.A.R. sent a letter to the California Congressional
Delegation to ask
Congress to include forgivable SBA loans for self-employed independent
the next bill providing economic stimulus and relief during the coronavirus
California’s order, real estate sales, rental leasing, and all
the ancillary industries directly
involved in these activities will come to an immediate halt. An SBA
loan, even with zero
interest rate, will do most independent contractors no good if they
are unable to perform
their work to pay the loan back. CAR
and NAR ask Congress for aid for REALTORS®
Additionally, thanks to the first round of stimulus (Coronavirus Preparedness
Response Supplemental Appropriations Act, members can apply online for
Injury Disaster Loans (EIDL)
SBA Disaster Loan Assistance
Business Operations & Policy:
Good news, we are still able to assist you during this time!
In order to comply with social distancing directives, and shelter in
place orders due to COVID-19, EDCAR staff is currently working from
home. All business inquiries should be directed to email@example.com
You may also still call the Association at 530-676-0161 during normal
We have worked with our tech department to establish a full remote
workstation, and we are able to provide you with a majority of your
Association needs. Here is currently a list of the services we will
still be providing remotely:
New Agents and Membership Activation
Agent Transfers / Box Transfers / Listing Transfers
General MetroList Admin Support
Supra Ekey Support and Activation
Supra Ekey Re-Authorization and Troubleshooting
Over the Phone training & Email Support
Association Payments and Membership Activation
Here is a list of services that will not be available during this time,
or must be provided via Appointment:
Sign Riders & Open House Materials
Real Estate Products
*Supra Ibox Purchases
In person Training Sessions
Committee Meetings & Gatherings
*If you are desperately in need of an Ibox during
this time, you may contact firstname.lastname@example.org and we can see about scheduling
an appointment to pick-up a box at the Association office, pending El
Dorado County is not under a shelter in place directive.
Our staff will do our best during this difficult time to provide you
with the highest level of service we can possibly provide in these circumstances.
We hope that everyone is understanding, and realizes that unforeseen
events may restrict or delay services that we would normally provide
Resources for Members - C.A.R. is working around the clock to help
members during this
Legal Hotline & Legal Webinars
• Call the Legal Hotline: 213-739-8282.
• View recorded webinars on the coronavirus addendum and more
• The latest Legal webinar was on March 23rd and discussed the
• During the COVID-19 pandemic, we are seeing a huge rise in issues
closing and appraisal timelines, County Recorder’s office closures,
around rate locks and change in employment status. C.A.R.’s Transaction
Rescue™ is a free member benefit providing one-on-one assistance
as well as any other finance related issues in the transaction. Call
Coronavirus Microsite/Weekly Newsletter – up to the minute updates
• Please visit https://www.carcovidupdates.org/
for the most up to date
• For Brokers - For
Broker/Owners | Coronavirus.
• Every Tuesday members will receive the California Coronavirus
with a weekly digest of critical news for you and your clients. Check
for an email from email@example.com on Tuesdays.
Interim Coronavirus Addendum/Amendment
Information – CAR Form CVA
The recent events surrounding the spread of the Covid-19 strain of
the coronavirus has led to many questions about the continued enforceability
of real estate contracts under the circumstances. Rather than risk
an uncertain outcome in court or arbitration over such disputes, Buyers
and Sellers may elect to address the unanswered issues contractually.
This form allows parties to agree on a way forward for existing contracts
and address potential issues in contracts that have not yet been formed.
Click the link above for more information.
Association of Realtors Resource Page
In response to the growing concerns about COVID-19, commonly referred
to as coronavirus, NAR is providing this guidance to help REALTOR®
associations respond to the coronavirus's impact on the real estate
industry. Click the link above to learn more.
Resources for Owners
For members to share with property owner clients: An NAR resource —
updated daily — lists assistance for property owners by federal
agencies, banks, mortgage loan servicers, and others during the COVID-19
Association of Realtors Resource Page
C.A.R. encourages all members to stay up to date on the outbreak of
the novel coronavirus COVID-19, which is currently sweeping the globe.
Click the link above to learn more.
Meeting Assistance for Brokers / Office Managers
There are a multitude of various virtual meeting platforms that you
can utilize during this time for your office meetings. Many smartphones
also offer capabilities for you to video conference and assist your
The Association is utilizing Zoom, which is easy to set-up and is very
intuitive. Here is some information on the program:
Started with Zoom – Training Materials
Open House Guide
The Associations goal is to keep members informed about the evolving
COVID-19 pandemic, its impact on the real estate industry, and to provide
guidance on the many difficult decisions members are tackling on a daily
basis. Consider how you may continue providing first-class services
to clients, while also exemplifying REALTORS® as community leaders
by demonstrating care for the health and well-being of clients, colleagues
and the greater public welfare in reducing the risk of exposure to,
and spread of, COVID-19. Click the link above to learn more.
Emergency Legislation: What REALTORS® Need to Know
Resources & Information
Video Response on COVID-19
With the onset of COVID-19 around the world, Dave Howe offers his thoughts
as to how Real Estate professionals are reacting to be proactive with
their own business actions. Mark Soto, a Coach with Movement Mortgage,
reached out to Dave earlier this week to have some of his questions
answered to help him with his personal endeavors. Honor Radio is pleased
to have Dave Howe able to shed his personal viewpoint during the current
situation due to the Corona Virus. Click the link above to view.
The COVID-19 crisis is unprecedented. We must do everything we can to
help slow the spread of the virus. MetroList continues to closely monitor
mandates issued by government leaders and public health experts at the
local, state, and national levels. We are also following information
and guidelines produced by the National Association of REALTORS and
California Associations REALTORS. Click the link above to view more
Dorado County Recorder Clerk Office Notice
Official Record Recordings – Electronic recording through title
companies will remain unchanged. We
will process documents through the mail as usual. We have a drop box
available at the front of
Building B located at 360 Fair Lane in Placerville, CA 95667. Please
visit our website at
for forms and fees.
with our Trusted Affiliates during this time for how they can assist you
Please check in with our Affiliate members to assist you, many of them
are still able to offer support during this time!
Affiliate Roster - CLICK HERE
We will be updating this section throughout this process with more
tips and changes. If shelter in place directives maintain for an extended
period of time we may see more creative efforts in place to assist in
the transaction. If you are an Affiliate and you would like to contribute
to this section, please email firstname.lastname@example.org.
Appraisals - What
Homeowners Can Do To Assist The Appraiser During The Coronavirus Pandemic
our Appraisers Here
Insurance - Many insurance companies are able to operate remotely,
and will continue to assist your clients during the pandemic. Check
in with your preferred agent to see what services they offer, and how
they can facilitate you virtually.
our Insurance Agents Here
Mortgage & Loan - Many Mortgage & Loan companies are equipped
with the tools and resources to help your clients close home loans during
the pandemic. Multiple options are available to complete the process
remotely, from online applications and e-verification, to uploading
financial documents. In addition if notary options are unavailable,
Remote Online Notary may be an option (Remote Online Notarization (RON)
is not available in all states and certain loan types may not be eligible.
Restrictions and limitations apply; please ask your lender for details)
our Mortgage & Loan Officers Here
Title Companies - Title Companies are also equipped with a multitude
of tools to assist you virtually. As mentioned in the County Recorder
memo, electronic recording options through title companies will remain
unchanged. Please check with your title company to see what other great
tools they can offer you.
our Title Companies Here